Discover

Posted by: andy  :  Category: Credit Cards

More® Card – Monogram

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • $0 Fraud Liability Guarantee.

Discover® Student Tropical Beach Card

  • 0% Interest on Purchases for 6 months.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Build Your Credit History.
  • Easy Online Account Management Tools.
  • $0 Fraud Liability Guarantee.

Discover® Student Open Road® Card

  • 0% Interest on Purchases for 6 months.
  • No Annual Fee.
  • Build Your Credit History.
  • Full 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • $0 Fraud Liability Guarantee.

Discover® Motiva Card

  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Pay-On-Time Bonus® equal to a full month?s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.

Discover® Student Card – Monogram Collection

  • 0% Intro APR on Purchases for 6 Months.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Easy Online Account Management Tools.
  • Build Your Credit History.
  • $0 Fraud Liability Guarantee.

Discover® Student Card – Clear

  • 0% Interest on Purchases for 6 months.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Build Your Credit History.
  • Easy Online Account Management Tools.
  • $0 Fraud Liability Guarantee.

Miles by Discover® Card

  • 0% Intro APR on Purchases and Balance Transfers for 6 months.
  • No Annual Fee.
  • Book any travel, anytime with no blackout dates or restrictions.
  • Double Miles on up to $3,000 in travel and restaurant purchases each year.
  • 1 Mile for every $1 on all your other purchases – personal and business.
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash.
  • Online Account Access.
  • 12,000 Bonus Miles

Discover® Student Card

  • 0% Interest on Purchases for 6 months.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Build Your Credit History.
  • Easy Online Account Management Tools.
  • $0 Fraud Liability Guarantee.

More® Card – Clear

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.

Discover® Open Road® Card

  • 0% Intro APR on Purchases and Balance Transfers up to 12 months.
  • No Annual Fee.
  • 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
  • Up to 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners.
  • $0 Fraud Liability Guarantee.

More® Card – American Flag

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.

More® Card – Wildlife Collection
  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards that never expire.
  • $0 Fraud Liability Guarantee.
  • Choose from 5 exciting wildlife designs.

More® Card

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.

More® Card – Sealife Collection

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus®.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Choose from 5 exciting sealife designs.
  • Unlimited cash rewards that never expire.
  • $0 Fraud Liability Guarantee.

How to Find the Best Low APR Credit Cards

Posted by: andy  :  Category: Low APR Credit Cards

by: Morgan Hamilton

Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who’ve never had a credit card but also those who already have a credit card and might like to save money by transferring that card’s balance on to their new low APR credit cards.

Of course, there is nothing lower in an APR than zero – and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you’re not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percent APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card.

Let’s look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you.

Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent.

Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it’s still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cashback bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn’t qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card.

Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards.